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Getting Finance Before You Visit the Car Dealer
I recently commented on the importance of shopping around and getting pre-approval before you visit a car dealer.
January 21, 2020
2020 Vision – The Year of The Non-Bank Lender
As we head back from the Christmas break, it is time to reflect and refresh our plans for the coming year. January is usually a quieter time where we set our vision and shape the year to come both professionally and personally via tangible goals. In my office we set our plans into motion at…
January 13, 2020
Our 40th Year in Business
This year is Firstmac’s 40th birthday and I want to mark the occasion by sharing with you the story of our growth from a start up to the largest privately-owned lender in Australia. It is an amazing story that I hope will inspire a new generation of innovators to take the plunge in business or…
December 10, 2019
Got a credit card? How it impacts your home loan application.
I recently talked to Sophie Elsworth from New Corp Australia about how credit cards may impact your home loan application. The article covers how borrowing power may be impacted simply by having a credit card. As a lender we look at all debt that you have, including the full limit available on your credit cards….
October 27, 2019
Open Banking and the Home Loan Switch
Recently I published an opinion piece about Open Banking on savings.com.au outlining how I think Consumer Data Right (CDR) legislation will have a positive impact on consumer lending. My article is an introduction to Open Banking for consumers and I go into detail about how I think it will assist in being able to make…
September 05, 2019
Fintech Lenders Should Band Together
In July, I provided some commentary on why I think it’s important that Fintech Lenders band together to fight the Big Bank dominance that currently exists in Australia. There have been so many new entrants in the online lending space recently and we are all working very hard to validate that there is a credible…
September 02, 2019